Terms Of Service

Welcome to Flavinto.com. By accessing or using our website, you agree to comply with and be bound by these Terms of Service. Please read them carefully before using our platform.

Table of Contents

1. Acceptance of Terms

By visiting, browsing, or using Flavinto.com, you acknowledge that you have read, understood, and agree to these Terms of Service.
If you do not agree with any part of these terms, please discontinue use of our website immediately.

2. Website Usage

Permitted Use

Our website and all content related to insurance topics including Small Business Insurance, Health Insurance Plans, Insurance Tips & Guides, and Insurance News are provided for informational and educational purposes only.
You may read, share, and reference our content for personal, non-commercial use, provided you give proper credit to Flavinto.com.

Prohibited Activities

You agree not to:

Copy, reproduce, or redistribute our content without prior permission.
Use bots, crawlers, or automated tools to scrape our site data.
Attempt unauthorized access to our systems or databases.
Post spam, harmful, defamatory, or illegal content in comments or submissions.
Misrepresent your identity or affiliation.
Use the site for commercial gain without written authorization.

3. Intellectual Property

All articles, images, graphics, designs, and other materials on Flavinto.com are protected by copyright and intellectual property laws.
Flavinto owns or has licensed all rights to the content published on this site. Unauthorized reproduction or distribution may result in legal action.

User-Generated Content

If you submit comments, feedback, or suggestions, you grant Flavinto a non-exclusive, royalty-free license to use, display, and modify your submission for site improvement or promotional purposes.
You remain responsible for ensuring your content does not violate any laws or third-party rights.

4. Content Accuracy and Disclaimer

While we strive to provide accurate and up-to-date information about insurance, all content on Flavinto.com is provided “as is” without warranties of any kind.
We are not liable for any losses or decisions made based on the information found on our website.

Insurance Disclaimer:
Flavinto does not provide professional insurance, legal, or financial advice.
All information is for general educational purposes only, and users should consult a licensed insurance agent or financial advisor for personalized guidance.

5. Privacy and Data

Your use of Flavinto.com is governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.
By using our website, you consent to our data practices as described therein.

6. Third-Party Links and Services

Our site may include affiliate links or integrations with third-party services such as analytics, ad networks, or social media platforms.
We are not responsible for the content, accuracy, or privacy practices of these external sites. Visiting them is at your own discretion and risk.

7. Limitation of Liability

To the fullest extent permitted by law, Flavinto, its owners, contributors, and affiliates shall not be held liable for any direct, indirect, or consequential damages resulting from:

The use or inability to use our website,
Reliance on information provided, or
Any third-party links or services.

You use our website at your own risk.

8. Modifications

We reserve the right to update or modify these Terms of Service at any time without prior notice.
All updates will be reflected on this page with a revised Effective Date. Continued use of the website after any changes constitutes acceptance of the new terms.

9. Termination

We may suspend or terminate your access to Flavinto.com at our sole discretion, without prior notice, if we believe you have violated these Terms.

10. Governing Law

These Terms of Service shall be governed by and interpreted in accordance with applicable laws of your local jurisdiction.
Any disputes will be handled in the appropriate courts.